📚 Resource Center & Planning Guides

Institutional Wealth, Tax & Retirement Planning Guides

Institutional-grade research, IRS Section 7702 tax strategies, military pension maximization, and 401(k) rollover blueprints authored by 0215 licensed advisor Angel Burgos.

📋Life Insurance
⏱️ 4-Page PDF Guide

The Protection Planning Checklist: Life, Health, Retirement & Legacy (4-Page PDF)

A comprehensive 4-page client audit and printable blueprint covering 0% market loss floors, IRS 7702 tax-free loans, Living Benefits, pension maximization, and Everest funeral pre-planning.

Key Takeaways:

  • ✓4-Pillar framework auditing Life Defense, Health/Medicare, Retirement Immunity, and Legacy Pre-Planning.
  • ✓Printable Client Self-Audit Scorecard to identify high-risk financial vulnerabilities.
Read Full Guide→⚡ Open & Print 4-Page PDF Guide
📊Life Insurance
⏱️ 7 min read

Florida IUL & Tax-Free Retirement Blueprint

Discover how IRS Section 7702 guidelines, guaranteed 0% downside market floors, and tax-free policy loans can build a volatile-proof private retirement income stream.

Key Takeaways:

  • ✓Contractual 0% Downside Floor protects accumulated cash value against severe stock market drops.
  • ✓IRS Section 7702 allows tax-free cash distributions through structured policy loans.
Read Full Guide→⚡ Interactive IUL Growth Simulator
🎖️Military & Veterans
⏱️ 8 min read

Military & Veteran Wealth Protection: Bypassing the VGLI Cliff & Maximizing Pensions

A tactical financial roadmap for Active Duty and Separating Veterans on managing the SGLI-to-VGLI transition, evaluating SBP pension maximization, and shielding TSP rollovers with 0% market risk.

Key Takeaways:

  • ✓SGLI expires 120 days post-discharge; VGLI premiums increase exponentially every 5 years with $0 equity return.
  • ✓Locking in private permanent IUL while in good health builds accessible cash value and locks in level lifetime protection.
Read Full Guide→⚡ Military & Veteran Wealth Simulator
📈Retirement
⏱️ 6 min read

The 401(k) / IRA Rollover & Guaranteed Lifetime Annuity Playbook

How to convert market-vulnerable 401(k), 403(b), or traditional IRA balances into a guaranteed personal pension with income bonuses and zero downside risk.

Key Takeaways:

  • ✓Direct trustee-to-trustee rollovers are 100% tax-free and penalty-free.
  • ✓Fixed Indexed Annuities (FIAs) protect principal with a contractually guaranteed 0% floor against market crashes.
Read Full Guide→⚡ Annuity Income Estimator
🕊️Final Expense
⏱️ 5 min read

Everest Funeral Concierge: Saving $3,500+ and Expediting 48-Hour Cash Payouts

Understand how independent price negotiation across local mortuaries prevents price gouging and ensures families receive immediate funds within 24 to 48 hours.

Key Takeaways:

  • ✓Everest acts as an independent consumer advocate, not a funeral home operator.
  • ✓Saves families an average of $3,500 through price transparency and line-by-line item auditing.
Read Full Guide→⚡ Funeral Savings Calculator
🛡️Life Insurance
⏱️ 6 min read

The D.I.M.E. Method: How to Calculate Exact Life Insurance Needs (Debt, Income, Mortgage, Education)

Eliminate guesswork with the industry-standard D.I.M.E. formula. Learn how to calculate coverage for Debt obligations, Income replacement, Mortgage balance payoff, and children's Education funding.

Key Takeaways:

  • ✓D - Debt & Final Expenses: Eliminates high-interest credit cards, auto loans, and medical bills.
  • ✓I - Income Replacement: Replaces 10–15 years of annual income to preserve your family's standard of living.
Read Full Guide→⚡ D.I.M.E. Needs Calculator

Need a Custom Institutional Analysis?

Schedule a confidential consultation with State Licensed 0215 Practitioner Angel Burgos.